
Ray Davidson
Loan Officer | NMLS ID: 1196874
Phone: (508) 834-8321 | (602) 502-9800
Email: Ray@JBGMortgage.com
I am a Chicago native with over 15 years of experience in the real estate industry—12 years as a Loan Officer and 3 years as a Real Estate Agent. I bring a wealth of knowledge and expertise to my clients and am passionate about helping individuals and families navigate their mortgage options with confidence.
I’m married and proud to be a father of two active teenagers, aged 14 and 16. I enjoy attending their club volleyball games and believe in supporting my children’s interests and activities. In my free time, I love working out and am eager to get back into golfing.
What sets me apart from the competition is my commitment to understanding each borrower’s unique needs. I take the time to learn as much as possible about my clients, ensuring they receive the best mortgage solutions tailored to their situations. With a Bachelor’s Degree in Marketing, I leverage my education to make the mortgage process smoother and more accessible for my clients.

Bruce O’Kronley
Loan Officer | NMLS ID: 30743
Phone: (586) 453-7032
Email: Bruce@JBGMortgage.com
Bruce is a seasoned Loan Officer with nearly 20 years of experience helping clients achieve their homeownership and financial goals. A consistent top producer, Bruce is recognized for delivering the highest level of customer service while maintaining an exceptional track record of getting loans to closing on time.
Known for combining deep industry expertise with a client-first approach, Bruce ensures each transaction is handled with precision, transparency, and a personal touch. Over the years, they’ve built lasting relationships with clients, real estate partners, and industry peers by consistently exceeding expectations.
When he’s not in the office or on the field coaching travel baseball, Bruce is cheering on his beloved Detroit Tigers, Lions, and Pistons. Most of all, he treasures time with his beautiful wife and four exceptional children, who inspire him every single day.